Licensed & Insured

Licensed & Insured

Licensed & Insured

Tree removal and limb service require the use of specialized equipment and extensive knowledge of tree and plant care. At Johnson’s Quality Tree Care, we understand how the cost of services may mount.

Fortunately, homeowner’s insurance may cover all or a portion of your removal if certain conditions are met. We work with most insurance carriers to complete your storm cleanup and restoration.

Navigating Tree Removal Insurance Claims

Working through the insurance claims process can be tedious and frustrating. After tree damage, we’re here to assist you as you begin your recovery.

If you’re facing extensive damage to your home and yard from collapsed trees or branches and you wish to pursue a claim with your homeowner’s insurance carrier, you can depend on Johnson’s Quality Tree Care. We’ll assist you in preparing an insurance claim and navigating the details of your tree insurance coverage.

As a part of our process, we document the damage and record all important information so that you have the evidence you need to support your claim.

We Assist in Making an Insurance Claim for a Fallen Tree in Your Yard

Johnson’s Quality Tree Care is more than just post-storm clean-up and dangerous or fallen tree removal. The experienced arborists at each of our independently owned locations help you navigate your way through the initial insurance claim using years of professional experience.

Frequently Asked Questions

Does homeowner’s insurance cover tree removal?

If a tree or limb has fallen due to lack of care and upkeep, the responsibility falls on the owner of the property to pay for the damage.

If a tree has succumbed to natural causes (specified by your policy), the insurance connected to the property the tree fell on should cover at least part of the removal costs. Insurance doesn’t cover voluntary tree removal or trees that fall away from buildings or driveways.

Does homeowner’s insurance cover tree damage to my home?

Yes, if a tree fell due to natural causes, your homeowner’s insurance will likely cover at least part of the damage to your home. The amount of coverage will depend on your insurance plan. Insurance typically does not cover damage to a neighbor’s home.

Does homeowner’s insurance cover preventative tree removal?

No. Homeowner’s insurance covers sudden tree collapse and accidental damage due to some kinds of weather. If you need to take preventative action, the burden of the cost falls on you.

How much does insurance pay for tree removal?

This depends on your insurance, but many policies have a $500 – $1,000 limit per tree before you begin to pay out-of-pocket. If your debris-removal coverage, which includes fallen trees, is calculated as a percentage of your total damage, the amount you owe could be higher or lower. You may want to increase your tree insurance coverage if your property has several trees or older, larger trees.

If my tree falls on a neighbor’s house who is responsible?

If the damage happened due to a storm, your neighbor is responsible for covering the cost of repairs and removal. If the tree fell because of a lack of care and upkeep on your end, it may be your responsibility to pay for removal and repairs.

Related Services

Trees are beautiful, but they can also prove hazardous when the weather gets rough. Maintain and remove your trees as necessary to prevent damage:

  • After the storm blows through, contact Monster Tree Service’s emergency tree removal teams to get hazards like fallen limbs and trees off your property.
  • Trust after-storm plant care to our experienced storm damage cleanup crews, who trim damaged trees and remove plant debris.
  • Prepare for the next storm that blows through with cabling and bracing to reinforce your trees’ weak spots.

When you choose Johnson’s Quality Tree Care, our teams will respond as soon as possible to safely remove the offending limbs or trees. Rely on us in your time of need. Call (707) 462-7009 for quick tree services and upfront pricing.


All your answers here!

Who is responsible for fallen tree removal?

Any tree or limbs that fall onto your property due to natural causes would be your responsibility, even if the tree were your neighbor’s. If the tree fell due to negligence, it’s the responsibility of the tree’s owner. If the tree was growing on public lands, like a park, community officials are responsible for its clearing.

Which way will a tree fall in a storm?

A tree is most likely to fall in the direction of an already existing lean. If your tree doesn’t lean, there’s no way to predict which direction it might fall.

Which trees fall in storms?

Weak or damaged trees are the most likely to fall during a storm. An arborist can look for signs of a fragile tree, such as a cracked trunk, dead or dying branches, illness, or a dangerous lean.

Minimize the risk of trees falling after the wind and rain are done with cabling and bracing to support a tree damaged in a storm.

Will my grass be damaged?

We take every practical precaution to ensure that your yard is undamaged during the project. It is our goal to leave your property better than we found it. Our specialty all wheel bobcats and log loaders are equipped with low impact turf tires to assist in the minimization of turf disturbance.

How to tell if a tree is dying or can be salvaged:

An experienced arborist from Johnsons Quality Tree Care will examine your trees and tell you whether deadwooding may help save your tree or if it’s better to remove the tree to make room for a healthy one. Many times, trees can be helped if you call for a service to take care of dead or dying branches as soon as you notice them.

Does cutting off dead branches help a tree?

Yes! Removing dead branches and rot allows more space for healthy tree growth and lowers the risk of disease and infection. Professional limb removal is the best way to protect your tree from further harm.

Should I cut dead branches off my tree?

Yes, but you should always hire a professional service for dead branch removal. JQTC arborists have the professional training and equipment to spot and safely remove all the dead wood on your tree without causing harm to other nearby limbs or the trunk.


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Contact us at Johnson’s Quality Tree Care nearest to you or submit a your project for inquiry online now.

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